職場英語銀行業(yè)務(wù)口語

　　以下是CN人才網(wǎng)小編為大家整理的職場英語銀行業(yè)務(wù)口語，歡迎閱讀。

　　I want to open an account in this bank.

　　我想在這家銀行開個儲蓄戶頭。

　　A:I want to open an account in this bank.

　　A:我想在這家銀行開個儲蓄戶頭。

　　B:That’s all right,sir. But which do you prefer,a current account or a fixed one?

　　B:好的，先生。您是開活期的還是定期的?

　　★ open an account

　　★ 開戶

　　What about the annual interest rates?

　　年息是多少?

　　A:What about the annual interest rates?

　　A:年息是多少?

　　B:At present, it’s 3% for the current account and 9% for the fixed account.

　　B:現(xiàn)在活期的利率為3%，定期的為9%。

　　How would you like your money?

　　您要什么面額的鈔票?

　　A:How would you like your money?

　　A:您要什么面額的鈔票?

　　B:It's all the same to me.

　　B:隨便什么都可以。

　　What type of account are you interested in opening?

　　你想開哪一種賬戶?

　　A:What type of account are you interested in opening?

　　A:你想開哪一種賬戶?

　　B:I need a checking account for a new business.

　　B:我需要開個支票賬戶，做生意用。

　　Can I get an interest-bearing account?

　　我們能開有利息的賬戶嗎?

　　A:Can I get an interest-bearing account?

　　A:我們能開有利息的賬戶嗎?

　　B:You can have a money market account for your business that will draw interest,but you will need a non-interest bearing account.

　　B:你可以開計息的金融市場賬戶,但我們還需要個無息賬戶。

　　Is there a limit on the number of checks we can write per month?

　　每月開幾次支票有限制嗎?

　　A:Is there a limit on the number of checks we can write per month?

　　A:每月開幾次支票有限制嗎?

　　B:No,there isn't.

　　B:沒有。

　　I need a loan or overdraft to expand my business.

　　我急用一筆貸款或者透支款，以擴展生意。

　　A:I need a loan or overdraft to expand my business.

　　A:我急用一筆貸款或者透支款，以擴展生意。

　　B:I think we can approve your request of a loan for $8000.

　　B:我想我可以撥給你8000美元的貸款。

　　I’m sorry that we will not be available to offer you the credit.

　　對不起，我們無法給你提供貨款。

　　A:I'm sorry that we will not be available to offer you the credit.

　　A:對不起，我們無法給你提供貨款。

　　B:May I know the reason?

　　B:請問為什么?

　　Please would you cancel our check No. 530920 in favor of G. Mark Ltd. ?

　　請你取消號碼為530920開給G馬克有限公司的支票，好嗎?

　　A:Please would you cancel our check No. 530920 in favor of G. Mark Ltd.?

　　A:請你取消號碼為530920開給G馬克有限公司的支票，好嗎?

　　B:OK. Check No. 530920.

　　B:好吧，支票號碼為 530920.

　　Have you ever thought of getting the draft discounted?

　　把支票貼現(xiàn)，你想過嗎?

　　Can you please open an irrevocable documentary credit?

　　能開一張不可撤消的跟單信用證嗎?

　　A:Can you please open an irrevocable documentary credit?

　　A:能開一張不可撤消的跟單信用證嗎?

　　B:Yes,of course. May I know the beneficiary's name? And the amount?

　　B:當(dāng)然可以。請問受益人的姓名。金額為多少?

　　★ irrevocable(adj.)

　　★ 不能取消的

　　We have drawn a sight draft on you.

　　我們開具了一份以你為付款人的即期匯票。

　　A:We have drawn a sight draft on you.

　　A:我們開具了一份以你為付款人的即期匯票。

　　B:I'll inform my bank to pay the bill on my behalf and send me the documents.

　　B:我會通知銀行代我付款，同時轉(zhuǎn)給我船運單據(jù)。

　　★ sight draft( n.)

　　★ 即期匯票,見票即付票據(jù)

　　We normally can’t allow overdraft facilities unless you make a formal arrangement with the bank.

　　我們通常不允許透支的，除非你同銀行辦理了正式手續(xù)。

　　★ overdraft(n.)

　　★ 透支

　　Do you have any mortgage for the loan?

　　您有什么可以做貸款的抵押?

　　★ mortgage(n.)

　　★ 抵押

　　Since you don’t have any collateral, perhaps you could get a guarantor.

　　既然你們沒有擔(dān)保物,也許可以找個擔(dān)保人。

　　★ collateral (n.)

　　★ 抵押品;擔(dān)保物

　　What’s the current market rates of discounting?

　　現(xiàn)行的市場貼現(xiàn)率是多少?

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