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辦理銀行業(yè)務「職場英語」

時間:2020-12-28 10:20:13 職場英語 我要投稿

辦理銀行業(yè)務「職場英語」

  下面是關(guān)于銀行業(yè)務的職場英語口語,來看看吧!

辦理銀行業(yè)務「職場英語」

  I want to open an account in this bank.

  我想在這家銀行開個儲蓄戶頭。

  A:I want to open an account in this bank.

  A:我想在這家銀行開個儲蓄戶頭。

  B:That’s all right,sir. But which do you prefer,a current account or a fixed one?

  B:好的,先生。您是開活期的還是定期的?

  ★ open an account

  ★ 開戶

  What about the annual interest rates?

  年息是多少?

  A:What about the annual interest rates?

  A:年息是多少?

  B:At present, it’s 3% for the current account and 9% for the fixed account.

  B:現(xiàn)在活期的利率為3%,定期的為9%。

  How would you like your money?

  您要什么面額的.鈔票?

  A:How would you like your money?

  A:您要什么面額的鈔票?

  B:It's all the same to me.

  B:隨便什么都可以。

  What type of account are you interested in opening?

  你想開哪一種賬戶?

  A:What type of account are you interested in opening?

  A:你想開哪一種賬戶?

  B:I need a checking account for a new business.

  B:我需要開個支票賬戶,做生意用。

  Can I get an interest-bearing account?

  我們能開有利息的賬戶嗎?

  A:Can I get an interest-bearing account?

  A:我們能開有利息的賬戶嗎?

  B:You can have a money market account for your business that will draw interest,but you will need a non-interest bearing account.

  B:你可以開計息的金融市場賬戶,但我們還需要個無息賬戶。

  Is there a limit on the number of checks we can write per month?

  每月開幾次支票有限制嗎?

  A:Is there a limit on the number of checks we can write per month?

  A:每月開幾次支票有限制嗎?

  B:No,there isn't.

  B:沒有。

  I need a loan or overdraft to expand my business.

  我急用一筆貸款或者透支款,以擴展生意。

  A:I need a loan or overdraft to expand my business.

  A:我急用一筆貸款或者透支款,以擴展生意。

  B:I think we can approve your request of a loan for $8000.

  B:我想我可以撥給你8000美元的貸款。

  I’m sorry that we will not be available to offer you the credit.

  對不起,我們無法給你提供貨款。

  A:I'm sorry that we will not be available to offer you the credit.

  A:對不起,我們無法給你提供貨款。

  B:May I know the reason?

  B:請問為什么?

  Please would you cancel our check No. 530920 in favor of G. Mark Ltd. ?

  請你取消號碼為530920開給G馬克有限公司的支票,好嗎?

  A:Please would you cancel our check No. 530920 in favor of G. Mark Ltd.?

  A:請你取消號碼為530920開給G馬克有限公司的支票,好嗎?

  B:OK. Check No. 530920.

  B:好吧,支票號碼為 530920.

  Have you ever thought of getting the draft discounted?

  把支票貼現(xiàn),你想過嗎?

  Can you please open an irrevocable documentary credit?

  能開一張不可撤消的跟單信用證嗎?

  A:Can you please open an irrevocable documentary credit?

  A:能開一張不可撤消的跟單信用證嗎?

  B:Yes,of course. May I know the beneficiary's name? And the amount?

  B:當然可以。請問受益人的姓名。金額為多少?

  ★ irrevocable(adj.)

  ★ 不能取消的

  We have drawn a sight draft on you.

  我們開具了一份以你為付款人的即期匯票。

  A:We have drawn a sight draft on you.

  A:我們開具了一份以你為付款人的即期匯票。

  B:I'll inform my bank to pay the bill on my behalf and send me the documents.

  B:我會通知銀行代我付款,同時轉(zhuǎn)給我船運單據(jù)。

  ★ sight draft( n.)

  ★ 即期匯票,見票即付票據(jù)

  We normally can’t allow overdraft facilities unless you make a formal arrangement with the bank.

  我們通常不允許透支的,除非你同銀行辦理了正式手續(xù)。

  ★ overdraft(n.)

  ★ 透支

  Do you have any mortgage for the loan?

  您有什么可以做貸款的抵押?

  ★ mortgage(n.)

  ★ 抵押

  Since you don’t have any collateral, perhaps you could get a guarantor.

  既然你們沒有擔保物,也許可以找個擔保人。

  ★ collateral (n.)

  ★ 抵押品;擔保物

  What’s the current market rates of discounting?

  現(xiàn)行的市場貼現(xiàn)率是多少?

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